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Financial Calculators

Mortgage, loans, savings, investment, tax, and retirement calculators.

Financial Calculators
tools75 tools
Categories6 sections
17 tools

Mortgage & Real Estate

Mortgage payments, rent vs buy, home affordability, refinancing, and property cost calculators.

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Amortization Calculator

See exactly how each mortgage payment is split between principal and interest over the loan term.

Loan amountAnnual interest rateLoan term years
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APR Calculator

Calculate the true Annual Percentage Rate (APR) of a loan including all fees and costs.

Loan amountNominal interest rateLoan term years
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Debt-to-Income Ratio Calculator

Calculate your front-end and back-end DTI ratios to see if you qualify for a mortgage.

Gross monthly incomeMonthly housing paymentMonthly debt payments
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Down Payment Calculator

Calculate exactly how much down payment you need and your resulting loan amount.

Home priceDown payment percentageCurrency
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FHA Loan Calculator

Calculate FHA loan payments including the upfront and annual mortgage insurance premiums.

Home priceDown payment %Interest rate
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HELOC Calculator

Calculate your home equity line of credit limit and monthly interest-only payment.

Home valueMortgage balanceLTV limit
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Home Equity Loan Calculator

Calculate how much home equity you can borrow and estimate monthly payments.

Home valueMortgage balanceLTV limit
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House Affordability Calculator

Estimate the maximum home price you can afford using standard debt-to-income ratio guidelines.

Annual incomeMonthly debtsDown payment
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Mortgage Calculator

Calculate your monthly mortgage payment and total interest paid over the life of your loan.

Home priceDown paymentInterest rate
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Mortgage Payment Calculator

Estimate monthly mortgage payments from home price, down payment, interest rate, and term.

Home priceDown paymentInterest rate
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Mortgage Payoff Calculator

Calculate how extra monthly payments accelerate your mortgage payoff and reduce total interest.

Loan balanceInterest rateCurrent monthly payment
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Real Estate Calculator

Estimate future home value, total equity, and appreciation gain based on holding period.

Purchase priceDown paymentClosing costs
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Refinance Calculator

Find out if refinancing your mortgage makes sense by calculating monthly savings and break-even point.

Current loan balanceCurrent rateNew rate
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Rent Calculator

Calculate how much rent you can afford based on your income and the standard 30% rule.

Monthly incomeRent percentage guidelineUtilities
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Rent vs Buy Calculator

Compare monthly renting costs with estimated ownership costs.

Monthly rentHome priceDown payment
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Rental Property Calculator

Calculate rental property returns including cap rate and cash-on-cash yield.

Purchase priceMonthly rentMonthly expenses
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VA Mortgage Calculator

Calculate VA home loan payments including the VA funding fee for veterans and service members.

Home priceDown payment %Interest rate
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20 tools

Investment & Savings

Compound interest, inflation, savings goals, wealth projections, and future value calculators.

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Average Return Calculator

Calculate the compound annual growth rate (CAGR) from an initial to final investment value over a time period.

Initial valueFinal valueYears
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Bond Calculator

Calculate the fair price of a bond based on face value, coupon rate, market yield, and years to maturity.

Face valueCoupon rateYears to maturity
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CD Calculator

Calculate how much a certificate of deposit will be worth at maturity based on APY and term.

Initial depositAPYTerm months
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Compound Interest Calculator

Calculate compound interest growth with flexible compounding frequencies from annual to daily.

PrincipalAnnual interest rateYears
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Finance Calculator

Solve time-value-of-money problems: find future value, present value, payment amount, or number of periods.

Present valuePaymentRate
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Future Value Calculator

Calculate the future value of an investment given a present value, return rate, time horizon, and monthly contributions.

Present valueAnnual rateYears
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How Rich Will I Be Calculator

Project future wealth from income, savings rate, investment return, and time.

IncomeSavings rateExpected return
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Inflation Calculator

Estimate how prices or purchasing power change over time with inflation.

Starting amountInflation rateYears
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Interest Calculator

Calculate compound interest and final balance for any principal amount and time period.

PrincipalAnnual rateTime years
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Interest Rate Calculator

Find the annual interest rate required to grow an investment from a present value to a target future value.

Present valueFuture valueYears
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Investment Calculator

Calculate future value of an investment with initial amount, monthly contributions, and annual return.

Initial investmentMonthly contributionAnnual return
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IRR Calculator

Estimate the internal rate of return (IRR) from an initial investment and projected annual cash flows.

Initial investmentYear 1-4 cash flows
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Mutual Fund Calculator

Project mutual fund returns from a lump-sum investment and monthly SIP contributions, net of expense ratio.

Initial investmentMonthly SIPAnnual return
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Payback Period Calculator

Find how many years it will take to recover an initial investment from annual cash inflows.

Initial investmentAnnual cash inflow
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Present Value Calculator

Calculate the present value of a future sum using a discount rate to account for the time value of money.

Future valueAnnual discount rateYears
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Retirement Savings Calculator

Project retirement savings based on current savings, contributions, return, and years.

Current savingsMonthly contributionAnnual return
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ROI Calculator

Calculate return on investment (ROI) percentage and annualized return rate from initial and final values.

Initial investmentFinal valueInvestment period
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Savings Calculator

Project how much your savings will grow with regular deposits and compound interest.

Starting amountMonthly depositAnnual interest rate
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Savings Goal Calculator

Find how much to save monthly to reach a target amount by a deadline.

Target amountCurrent savingsDeadline
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Simple Interest Calculator

Calculate simple interest earned on a principal at a fixed annual rate over a set time period.

PrincipalAnnual rateTime
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21 tools

Loans & Credit

Loan payments, EMI, debt payoff, and credit decision calculators.

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Boat Loan Calculator

Calculate monthly boat loan payments and total interest based on purchase price, down payment, rate, and term.

Boat priceDown paymentInterest rate
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Budget Calculator

Calculate your monthly budget balance by entering income and expense categories to find your surplus or deficit.

Monthly incomeHousingFood
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Business Loan Calculator

Calculate monthly payments, total repayment, and interest for business loans and commercial financing.

Loan amountInterest rateLoan term
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College Cost Calculator

Estimate your total college expense including tuition, room, board, fees, and inflation over your enrollment years.

Annual tuitionAnnual room & boardAnnual fees
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Commission Calculator

Calculate your sales commission and take-home earnings based on revenue and commission percentage.

Sales amountCommission rate
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Credit Card Calculator

Calculate how many months to pay off a credit card balance and how much interest you will pay.

BalanceInterest rateMonthly payment
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Credit Cards Payoff Calculator

Find out how long it takes to pay off your credit card balance and how much interest you'll pay.

BalanceInterest rateMonthly payment
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Currency Calculator

Convert amounts between major world currencies using approximate indicative exchange rates.

AmountFrom currencyTo currency
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Debt Consolidation Calculator

See how much interest you can save by consolidating multiple debts into a single lower-rate loan.

Total debtCurrent average rateConsolidation rate
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Debt Payoff Calculator

Find how long to pay off debt and how much interest you save by making extra monthly payments.

Total debtInterest rateMonthly payment
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Depreciation Calculator

Calculate annual depreciation for assets using straight-line or declining balance methods.

Asset costSalvage valueUseful life
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Lease Calculator

Calculate monthly lease payments for equipment or property using asset value, residual, and money factor.

Asset valueResidual valueMoney factor
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Loan Calculator

Calculate monthly loan payments, total interest, and total repayment cost for any loan type.

Loan amountInterest rateLoan term
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Loan / EMI Calculator

Calculate monthly loan payments from principal, interest rate, and term.

Loan amountInterest rateLoan term
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Margin Calculator

Calculate gross profit margin, markup percentage, and profit from your cost and revenue figures.

CostRevenue or margin target
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Payment Calculator

Find how many months it will take to pay off a loan based on the balance, interest rate, and monthly payment.

Loan amountInterest rateMonthly payment
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Personal Loan Calculator

Calculate monthly payments, total cost, and interest for personal loans based on your loan amount, rate, and term.

Loan amountInterest rateLoan term
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Repayment Calculator

Calculate your monthly repayment amount, total cost, and interest paid for any loan.

Loan amountInterest rateLoan term
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Sales Tax Calculator

Calculate the sales tax amount and total price for any purchase given a pre-tax price and tax rate.

Pre-tax priceSales tax rate
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Student Loan Calculator

Calculate monthly payments and total interest for your student loan under standard or extended repayment.

Loan balanceInterest rateRepayment term
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VAT Calculator

Add VAT to a net price or remove VAT from a gross price using the applicable VAT rate.

AmountVAT rateAdd or remove VAT
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9 tools

Retirement

Retirement savings, withdrawal, pension, FIRE, and long-term planning calculators.

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5 tools

Tax & Salary

Take-home pay, income tax, payroll deductions, and salary planning calculators.

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3 tools

Auto & Vehicle

Auto loan, lease, cash-back, and vehicle financing calculators.

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