Long-term planning

Future Value Calculator

Calculate the future value of an investment given a present value, return rate, time horizon, and monthly contributions. Use this Savings and investing tool to enter your numbers, review the result, and understand the key assumptions before making the next decision.

What you get
A focused calculator, clear explanation, common questions, and useful next tools.
Quick intro
Calculator
Result
Explanation
Common questions
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How this calculator works
The result depends on the numbers you enter and the assumptions shown below.

Future value (FV) tells you what an investment will be worth after compounding over time. With regular contributions, the result uses the future value of an annuity formula combined with lump-sum growth.

Review the inputs carefully and treat the output as an estimate. For decisions involving money, taxes, health, law, or security, compare the result with trusted professional guidance when needed.

Frequently asked questions

Can I use this for retirement planning?

Yes. Enter your current savings as the present value, your expected monthly contribution, your assumed annual return, and the years to retirement.