Long-term planning

Mutual Fund Calculator

Project mutual fund returns from a lump-sum investment and monthly SIP contributions, net of expense ratio. Use this Savings and investing tool to enter your numbers, review the result, and understand the key assumptions before making the next decision.

What you get
A focused calculator, clear explanation, common questions, and useful next tools.
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Result
Explanation
Common questions
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How this calculator works
The result depends on the numbers you enter and the assumptions shown below.

Mutual fund returns are reduced by the expense ratio — an annual fee charged by the fund. The net annual return = gross return − expense ratio. This calculator applies that reduction before projecting the final corpus.

Review the inputs carefully and treat the output as an estimate. For decisions involving money, taxes, health, law, or security, compare the result with trusted professional guidance when needed.

Frequently asked questions

What is a typical expense ratio?

Actively managed funds typically charge 0.5–1.5%. Index funds are usually 0.03–0.2%. Even small differences compound into significant cost differences over time.