Paycheck planning

Take-Home Paycheck Calculator

Calculate your net take-home pay after federal tax, FICA, and 401(k) contributions. Use this Taxes and salary tool to enter your numbers, review the result, and understand the key assumptions before making the next decision.

What you get
A focused calculator, clear explanation, common questions, and useful next tools.
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How this calculator works
The result depends on the numbers you enter and the assumptions shown below.

This calculator deducts federal income tax (2026 brackets), Social Security (6.2% up to $184,500), Medicare (1.45% plus the Additional Medicare Tax when applicable), and 401(k) contributions from your gross salary to show your take-home pay per pay period.

Review the inputs carefully and treat the output as an estimate. For decisions involving money, taxes, health, law, or security, compare the result with trusted professional guidance when needed.

Frequently asked questions

What is FICA tax?

FICA (Federal Insurance Contributions Act) includes Social Security tax (6.2% on wages up to $184,500 in 2026) and Medicare tax (1.45% on all wages, with an additional 0.9% above $200,000 for single filers or $250,000 for married joint filers).

Does this include state income tax?

No, this calculator covers federal income tax and FICA only. State income taxes vary by state and are not included.